Cheap Living Tips

February 3, 2010 – This is good reading and excellent advise. I recently watched a video (sorry I forget where) in which an group of people shared how losing their job changed their lives for the better because they used that opportunity to start doing something they loved. Pagliarini points out that you don’t have to wait until you are unemployed to start exploring your talents and passions. I give it a 9!

February 3, 2010 – This is long overdue! Nothing irritated me more than to watch my friends’ kids spend money on foolish things and not have a clue where that money came from.

February 3, 2010 – I really blew this one…instead of paying everything off I went out and bought a new car the year before I retired so I’m stuck with payments for another three years. Told myself it would be like getting a raise at the end of the contract when I no longer had that payment. I also ‘borrowed’ to buy an additional year of service credit for my retirement fund. This however almost balances out as the increase in monthly income ALMOST covers the amount deducted to pay for added time. Again, in four years time I will give myself a ‘raise’ because this will be paid off and I will get the full benefit added into my monthly check.

I did do well with the credit card issue though. I only use credit cards for expenses I can pay in full at the end of the month or purchases that come with a no interest for 12 months option. I find that using a card gives me a more visual handled on what I am spending and helps me keep it in check.

February 3, 2010 – Must read for the frugal minded! I do take offense that Farrell says no one wants to be known as cheap! A rose by any other name….

I highly recommend putting CBS MoneyWatch RSS into your feed.