This is a great presentation on how to get a job! Nice work Carlos.
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by Miles Walker
Photographer: Salvatore Vuono
In a tight economy, everyone is looking for new ways to tighten their budget. One area nearly everyone could spend a little less on is their vehicles. Here are ten tips to follow to save money on your car.
This is perhaps the piece of advice most likely to save you money in the long run. If you use your car for five to six years instead of just three to four, the yearly average cost of your vehicle could drop significantly.
There are many ways to create savings through adjusting the kind of car insurance you own. For example, if you have a $200 deductible on your comprehensive car insurance, you may be able to save as much as 40 percent on your insurance by raising that deductible to $1,000.
Going for optional accessories with your vehicle can quickly drive up the cost of your car significantly. These accessories always come with a significant mark-up. Instead, go for much cheaper after-market add-ons.
One of the biggest expenses of owning a car is depreciation. With a pre-owned car, though, someone else pays the majority of that expense. However, always make sure to get a decent warranty on a pre-owned car to cover repair costs.
If you don’t need that sports car, luxury model, or big SUV, don’t purchase one. Only purchase the vehicle that you actually need. If that is a much smaller model with fewer bells and whistles, so be it.
You may never have the skill to rebuild an engine. However, learning how to do an oil change yourself is one way to certainly save some needed cash.
The internet has become a great tool for those looking to buy a car. Use internet price comparisons to make your self educated. This way, you will actually have an advantage when you try to haggle with a salesperson.
This can be done by simply purchasing a more fuel efficient car. However, your driving habits can also be altered to save on fuel. For example, driving less aggressively and avoiding sudden accelerations and decelerations can save plenty of gas.
Competition in the auto insurance industry is extremely high. In fact, over 200 different companies operate in many states. Use the internet to help you find the most reasonable rates possible.
Promotions, such as offering free gas for a year or even a cruise with a new car, are often used by dealerships to lure in unsuspecting customers. You should always mathematically assess whether or not these gimmicks will actually save you any money on the purchase of your car.
Miles Walker is a freelance writer and blogger who usually compares car insurance deals over at CarinsuranceComparison.Org.
Here’s a great tip on how to save money on cleaning supplies. I personally traded in my Swifter mop for one of those steam mops (which cost me too much) but I had been using this technique of putting a rag on the Swifter sweeper for some time before that for mopping.
I use the microfilament towels. I hate the ‘feel’ of them but they do work well for grabbing the dust bunnies.
Money is tight and everyone in the family has to cut back but what can you do with the kids this summer when summer camp is is out of the question. Don’t dispare. Create your own backyard or rooftop camping experience this year.
Lacking inspiration? There are all kinds of great resources out there for you to draw from.
Here’s just a few:
The Best Summer Camp Activities
Summer Activities for Families
Summer is here and here come the questions!
Even if you are fortunate and still among the employed, you are likely thinking twice about keeping this years vacation within the budget.
So if you plan on going on a vacation get-away, should you pick an all inclusive vacation package or book your flight and hotels separately? What about your meals. Do inclusive packages offer you enough variety to satisfy your discriminating pallet or restricted diet?
What about kids? Are the packaged deals family friendly?
Check out the these sites to get some good insights into vacation inclusive packages:
20 May (author n/a)
Thinking of going to either Mexico or maybe the a Caribbean Island. Really anywhere, I just want to get away to somewhere nice and warm – trip would be in February. Also, what is a approximate price for a cruise – out of New York or Florida? Where would I find the best deals…using a travel agent or a site like expedia?
* cruise vs all inclusive resort?
* Has anyone ever done a Beaches all inclusive resort? Did you like it and was it worth the money?
* would an all inclusive resort or a cruise be better for a honeymoon?
* Which one would you rather do…Cruise or all inclusive resort?
* Cruise of the Carribean or all inclusive resort in Cancun?
Cardiff Jack
Planning an all inclusive Mexican vacation? If you are, you might benefit from reading this article. We’ll talk about the most common mistakes people make when they decide to go on an all inclusive Mexican vacation. Firstly, we’re going to talk about failing to get immunized, then I’ll go over planning where to go, and finally, we’ll talk about how to find the most affordable all inclusive Mexican vacation. more
by Owen Jones
If you are arranging to go on vacation this year, how are you thinking of going about it? There are several options to explore, if you begin planning early enough. There are the self-planned, ‘I will find a hotel when I get there’ style; there are cruises and there are package vacations.
The self planned is for those without children and is more bold. Cruises are wonderful, if you like being on the water more than being on land and there are the package holidays, some of which are all-inclusive package vacations.
Others have and are facing this same dilemma. A memorable vacation does not have to include travel to distant places or high dollar accommodations. Read on for some low budget alternatives:
From Kimberly L. Keith
If the bottom line says it’s just not in the family budget to take a vacation this year, don’t let it get you down. This is the perfect opportunity to teach your kids a lesson in life; you know, the one about making lemonade out of lemons. Take your vacation at home this summer. With a little creative thinking it can be a lot of fun!
by Bethany Sanders
Mention gas prices in any crowded area and you’ll likely get a collective groan. I paid $3.30 a gallon today, an improvement from last week’s $3.45. I’ve no idea if they’re meant to go up or down by summer, but I do know that even taking a day trip is a lot costlier than it used to be.
………..So what’s a struggling family to do for fun this summer? How about a staycation? A staycation is an economical alternative to a conventional vacation. Instead of jetting down to Disneyworld or some exotic locale, a staycation might consist of barbecuing around the backyard pool, visiting a nearby museum, or a relaxing day trip to a local park. But because you’re spending time close to home, you’ve got to fight the urge to call the office, make yourself available to the boss, or check e-mail and phone messages, activities that can turn your respite into an extension of work.
Staycations offer affordability. According to the American Auto Association, an average 2-person vacation will average $244 per day. When you add a couple of kids, the price goes even higher. By staying home and enjoying nearby attractions and activities you can literally save $1000s!
