Cheap Living Tips

When the going gets tough, the tough get tight!

Archive for the 'Budgeting' Category

How To Set Up A Basic Budget

Budgeting has long been hailed as a key to successful personal financial management, and rightfully so. Those who actively budget their income each month tend to make smarter financial decisions. In this article, we are going to discuss why a budget is an essential part of achieving true financial freedom, and how to practically establish [...]

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Catch Part 1 of Oprah’s Debt Diet – Recap

business path choice from Crestock Stock Images It could NOT get more on topic for us.  Starting this week money experts Jean Chatzky, David Bach and Glinda Bridgforth join up on Oprah to cover three families’ to challenge to get out of debt.  This is gonig to be a five part series outlining a step [...]

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What are some GOOD money saving tips?

I am planning a vacation, and I am giving myself about a year (not set in stone) to save and plan. Do you have any good money saving tips? I want to open a saving account that I don’t have an ATM card too, otherwise I think I would spend it….. So, any tips? Similar [...]

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Is Using Personal Finance Software Safe?

Charts from Crestock Stock Photography Advantages of Using Personal Financial Software One of the major challenges we faced these days is keeping track of how much we are spending and where we are spending our money.  You have several options available. You can set up a spreadsheet in like Excel. You can purchase personal finance [...]

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How to Live on Minimum Wage

To be perfectly honest I haven’t had to face this dilemma in several decades but this morning I came across a “How To” article on this subject and it looks to me like the authors have covered the topic very well.  Therefore I would like to pass this on to all of you here at [...]

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