Professional Resume Writing

By Jessica Levis

A candidate must have an effective professional resume that will make direct impression on the targeted employer. In fact, if you want to be called for an interview, your resume works as an advertisement. A well written professional resume is enough to attract the hiring manager’s attention and should convince the manager to believe in your eligibilities.

Most of the candidates are rejected by the renowned employers, because they fail to present themselves in an impressive professional manner. Hence, some common fundamentals should be followed while writing your resumes. These fundamentals are:

* The professional resume should contain candidate’s recent photograph. A photograph presents you more than your words. Hence, you must add your recent photograph with professional attire at the right top of your resume.

* Give priority to your degrees when you mention your qualifications, then mention other certificate courses and diplomas.

* Mention your current employment and highlight the relevant areas of the post for which you are applying. You can use bold letters to highlight certain aspects of your responsibility in your current job that will impress the hiring manger.

* Mention the extra curricular activities, and don’t elaborate them unless they are relevant to the job you are applying.

* At the end of the resume, you can also mention your unique strength that shows why you should be given the opportunity to serve in that company.

* Some professional resume writers suggest that you must keep the resume brief for its purpose. Your resume should present the specific details of your profile that an employer is looking for.

* You also need to be careful about the language and grammar while writing a resume. Avoid overuse of superlatives and cliches in your resume. Over using the superlatives will show your arrogant attitude in writing.

Writing an effective professional resume is difficult, but you can achieve your dream job by making a good resume by consulting resume writers. Reviewing your resume before sending to an employer will help you to avoid minor mistakes and make present an impressive resume.

Jessica has been a good professional writer for business letters, professional resume sample, career search and resume templates. She has mastered in writing resume that helped lots of new job seekers in getting their desired job. Numbers of candidates are benefiting from best resume suggestions and career guidance by bestsampleresume.com.

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By Michael B Bowman

Just because you don’t make as much as someone else doesn’t mean there aren’t ways to enjoy the same things they do. Things like education, home furnishings, and the gym can still be enjoyed by you regardless of your income. You just have to be creative.

Here are some ideas.

Home furnishings: They buy art masterpieces. You buy clearance framed art work from a furniture store going out of business. You all have artwork hanging in your home.

Education: They go to Ivy League schools. You go to the community college and get a grant. You all received a college education.

Internet: They have high speed wireless internet in their home. You get online at the library. You all have the same access to the wealth of knowledge and answers that can be found online.

Books: They have all the latest books mailed to them through their book club. You borrow all the latest books at the library. You all read the latest books, magazines, and newspapers.

Gym: They go to the swankiest gym in town. You get all the same exercises done using your body weight and objects at home or the park. You all get a workout.

Cars: They buy a brand new corvette. You buy a 10 year old Camero. You both drive a sports car.

Food: They buy organic vegetables and fruit at a specialty grocery store. You plant a garden in your back yard. You both eat healthy, organic food.

Specialty clothing: They buy a $300 football jersey at the teams signature store. You buy an exact replica at an online auction for $40. You both wear a high quality new football jersey.

Entertainment: They go to the newest casino. You organize a poker game with your friends at your home. You both enjoyed a night of gambling.

Television: They buy a 42″ flat screen TV for $900. You buy a 27″ box TV from Wal-Mart for $188. You both get to watch the Steelers game!

Landscaping: They hire a crew to cut the grass, trim the hedges, fertilize the yard, and plant new flowers for $2,000. You do all the same things for $200.00 on your own this weekend with materials you bought on sale. You both have a good looking front yard with curb appeal.

Clothing: They buy the newest summer fashions in June and the winter fashions in September at full retail price. You plan ahead for next year and buy this years summer fashions right after Labor Day and this years winter fashions right before Easter at 75% off. You both wear new, fashionable clothing.

Movies: They buy a new release movie each week on Blu-Ray or DVD for $25.00 each. You rent movies online for $2 (about $8 a month) and get unlimited access to thousands of new and older movies. You both see new releases each week.

Home accessories: They buy cooking utensils, candle sticks, vases, and other miscellaneous household accessories at the mall or specialty shops. You make those same purchases at the dollar store. You both have equipped and decorated homes.

Decorations: They buy their new Christmas decorations in November at full retail. You buy your new Christmas decorations marked for clearance on December 26. You both have a stockpile of beautiful Christmas decorations in your home.

Alcohol: They pay $2-$3 a beer at the bar. You pay 75 cents for every beer you bought at the distributor. You both are drinking, but you can buy beer for two of your visiting friends as well for the same amount the other guy is paying at the bar for just himself.

Lunch: They go out to a restaurant for lunch everyday at work. You go out to lunch as well; you take a packed lunch to the park. You both went out for lunch.

New car look: They achieve the new car look by purchasing a new car. You spend the afternoon washing, waxing, sweeping, scrubbing, shining, and detailing your car. You both have glistening cars sitting in the parking lot at work.

Baby clothes: They buy brand new baby clothes every three months for their infants. You use hand me downs from friends, co-workers, and “them”. Both of you have babies in cute clothes.

What else can you think of? If you see someone doing or purchasing something that you believe would bring enjoyment or value to your family’s life ask yourself how you can replicate the same result within your own means. When you think outside the box, explore, research, and ask questions you will be pleasantly surprised at just how many things you can have and do as well without going into debt!

Learn more ideas at BowmansMoneyCollege.com

Mike Bowman

BowmansMoneyCollege.com

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By Rebecca Maxwell

It comes up during our everyday conversations. It is the topic of local and national news programs almost daily. Not one person has been left unaffected by it. Our current recession has been hailed as the worst economic crisis since the Great Depression.

Statistics are coming out constantly to show how this economic recession is deepening. Yet, how does this latest economic downfall compare to the Great Depression?
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Causes

It is difficult to pin down just one answer to the causes of economic crises as there is usually a multitude of factors involved. Disaster in one section of the economy can cause a ripple effect throughout. Many factors combined to bring about the Great Depression. In the 1920′s, business was growing and people were eager to get rich quickly. However, this postwar boom encouraged industries to make more products than they could sell, and World War I left many countries reeling from large debts and taxes.

One similar factor that can be seen in contributing to the Great Depression and our current economic crisis is that of credit. Before the Depression, credit was extremely easy to obtain and large numbers of people built up debt. People invested in the stock market by using profits or by borrowing and therefore, turned it into a gambling operation. People bought stocks at high prices in hopes of selling at even higher prices. Stock prices were soon beyond their real value. This economic balloon kept expanding. When it burst, stock holders rushed to sell and the stock market crashed.

Similar circumstances can be seen in the financial markets of the last few years, especially in real estate. People investing in real estate drove up the prices, and in turn, homes prices became overinflated. Lending practices of banks added to the mess, in which many people were approved for loans they would not be able to pay back. As a consequence, major financial institutions, like Fannie Mae and Citigroup have lost incredible amounts of money due to these practices. When this real estate balloon burst, every section of the economy has been hit hard since then.

Statistics

After the stock market crash in 1929, the Gross National Product of $87 billion shrank to $41 billion four years later. The number of people unemployed in 1930 numbered 7 million. By 1931, the number was 12 million. The largest numbers of unemployment came in 1932, when 15 million people were jobless. The unemployment rate in 1932 was at roughly %25, meaning that one out of every four Americans had no income on which to survive.

The most current numbers for our latest economic crisis report that more than 5 million people are unemployed. The unemployment rate is at now at 8.1 percent, according to a report released March 6, 2009. This is the highest unemployment rate since 1983. Just in January of 2009, employers cut nearly 600,000 jobs, the biggest lost since 1974. Also, the Dow Jones industrial average took a large hit just a few days ago on March 2, falling below 7,000, for the first time since 1997.

Effects

Presidential elections have proven to be explicitly affected by economic crisis. In 1932, President Herbert Hoover ran for re-election against Franklin D. Roosevelt. Roosevelt overwhelmingly won the presidency, since most Americans blamed Hoover for the Great Depression. Americans felt he had not done enough to alleviate the affects of the decline.

The economic crisis and each candidate’s response to it became the defining issue of contest between Barak Obama and John McCain in 2008. Obviously, John McCain did not learn from history as he stuck with conventional Republican wisdom stating that the fundamentals of the economy were strong and that the economy would fix itself. What started as a close race ended with a resolving win for Obama.

Hard economic downfalls have also affected and undermined political stability. The Great Depression era saw tremendous political unrest. The decade of the 1930′s saw the rise of fascism and Nazism in Europe. Dennis Blair, Obama’s intelligence chief, claimed recently that the current economic crisis could pose the greatest threat to global security. In a growing atmosphere of fear, distrust, and insecurity, it is not difficult to see why.

Conclusion

There is much debate over whether the country is heading into another Great Depression like what was seen in the 1930′s. While today’s global economic crisis has yet to reach the staggering numbers of the Great Depression, most experts predict that the recession will deepen before it gets better as companies have more layoffs over the next few months.

Sources

“Why Your Bank is Broke” by Stephen Gandel. Time. time.com/time/business/article/0,8599,1874702,00.html

“Is the Economic Crisis a Security Threat, Too?” Bruce Crumley and Tony Karon. Time. time.com/time/world/article/0,8599,1881492,00.html

The Great Depression and World War I. Gerald D. Nash. St. Martin’s Press; New York: 1979.

The Great Depression: An Eyewitness History. David F. Burg. Facts on File; New York; 1996.

Brother, Can You Spare Me a Dime? Milton Meltzer. Alfred A. Knapp; New York; 1969.

Rebecca M. is a self-proclaimed history buff who has been interested in U.S. history for over ten years. She is also the author of a history blog called My Adventures in History. This blog is found at http://myadventuresinhistory.blogspot.com/

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By Karen Lynch

If you are like many of us these days you are concerned with saving money. Learning how to shop for sales, using coupons and taking advantage of all of the savings that are possible is definitely worth your time in these uncertain economic times.

We all shop for food and groceries, including personal products like shampoo and soap and cleaning products like laundry detergent and dishwashing liquid. It is easy to find coupons for many of these items and learning how to use them best to capitalize on the savings is to your benefit.

One key is taking the rules and breaking them. Not without permission of course, but if you don’t ask the question you’ll never know and if you do ask the question you might end up happily surprised and the worst that can happen is they say “no”. Here are a few useful questions that you can ask the managers where you shop that may end up saving you quite a bit of money.

Ask if the store offers its own coupons. You can check the stores website but if by chance the store does not have a website you can always ask the manager when you get there. If they do have them they will be happy to give them to you if you ask and if they don’t have them you just gave them a great idea to bring in business.

Ask if you can use the coupons on sale or clearance items. Many times a store will not let you use coupons on sale items and it will be spelled right out on the coupon but occasionally you will find a store that will allow you to use a coupon on sale priced items and that will save you a bundle.

Ask if they will accept competitor’s coupons. Many stores offer a price guarantee that says if you find a competitors ad with a lower price they will honor the lower price but few people actually ask if they will take the other stores coupons and usually they will say yes as it is in their best interest to do so.

Ask if you can use multiple coupons or if you can combine manufacturers coupons with the store coupons. Many times they will allow you to combine coupons and when you do you double up your savings. You can also ask if they will accept expired coupons. They may say “no” but they may say “yes” and you never know until you ask.

When it comes to saving money for your family you need to pull out all the stops. See what kind of deals you can work out with the stores and take advantage of every bit of savings that you can.

Karen Lynch is a freelance writer who is passionate about saving money for her family. She uses Grocery Coupons, sales and rebates to maximize her savings. She shares her tips and techniques for the family budget.

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