Cheap Living Tips

When the going gets tough, the tough get tight!

A Peep into Credit Card Debt Relief

Written By: Susan - Aug• 27•11
The age-old expression “less is more” seems more insightful when it comes to many things in life. However, when we think of credit cards “more is more” could also be a common expression. Often, possession of more credit cards relates to more debt troubles. Simply, having too much credit cards equates to having too much monetary difficulties. And too much monetary difficulties point to too much debt. If you were sinking in credit card debts, you would have primarily thought of legitimate debt relief programs to get out of your debts. However, there are several other things to be done. Learn what consumers can do to control credit card debt by abolishing the urge for additional plastic cards.

Credit Card Eradication

Take a pair of scissors and do the needed to eradicate your additional/ unwanted credit cards. The temptation of plastic cards has become so severe, that consumers must “trash” the additional cards to secure his or her financial situation, and avoid falling prey to debt.

More Cards=More Debt

Many people have the ability to control and manage their finances though they have a number of credit cards. However, this is not the case with all. In reality, many people struggle with monetary issues due to abundance of credit cards. Only due to this, many people no longer able to stay ahead of payment obligations. This problem can be easily resolved just by reducing the number of credit cards.

One Low Cost Credit Card

Consumers are always advised to opt out a single credit card that has a low interest rate. Is it really necessary to have a bunch of credit cards? Financial experts say “no” and ask consumers to apply for a single credit card that has a low interest rate. According to financial experts, if a consumer holds a single credit card, he will be able to manage his monthly payments in a better way.

Keep Accounts Open

Even though consumers are advised to lessen the number of credit cards, it is vital to keep all accounts open. By closing an account, a consumer’ credit will be adversely affected. The consumer has to eliminate the usage of the additional cards, and not needed to close the accounts.

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8 Tasks You Shouldn’t Skip During Spring Cleaning

Written By: Guest Writer - Apr• 22•11
I’m an absolute neat freak who demands that everything be in its proper place — that is, the place that I decide is the proper place (I’m a control freak too) — at all times.

Just because I’m neat, however, doesn’t mean I’m clean. I mean, I am — I’m not a skuzzball — but I’m more of a surface cleaner. I tend to live by the rule “what I can’t see won’t hurt me” — or you.

The truth is, I clean the house twice weekly out of necessity. We host tourists frequently, which I’ve written about previously on Wise Bread. Because of that circumstance, my home is always presentable. There are never dishes in the sink (unless they’re my husband’s; we’re still working on that), there are never clothes lying around (unless they’re my husband’s; we’re still working on that); and the papers on the desk are never unorganized (unless they’re my… well, you get the point).

Written by Mikey Rox and published on Wise Bread.

 

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6 Expenses Worth Haggling Over

Written By: Guest Writer - Apr• 22•11
Perhaps more than ever, consumers are trying to squeeze the most out of their dollars.

You have to pick and choose your spots, but there’s an insider art to truly wringing out every last dime — haggling.

Such an ugly name. But “situational negotiation,” let’s call it, can save savvy consumers a bundle in some retail spaces.

It’s not something that’s often encouraged anymore, but haggling can make a world of difference. Figuring out what expenses are worth quibbling over may not be an easy task, however. Some of the costs below do not need to be accepted at face value. (See Also: How I Got Over My Haggling Hatred)

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Mega Couponing – How to Save Money Using Coupons

Written By: Guest Writer - Mar• 12•11

Mega Couponing – How to Save Money Using Coupons If you’re like most people today, you need and want to save money at the grocery store. Learn how to get maximum savings with coupons using the methods presented in this ebook, Mega Couponing. If you’re ready to cash in with coupons and save more money [...]

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Free Webinar on How to Get a Job in Today’s Unstable Economy

Written By: Susan - Dec• 16•10

This is a great presentation on how to get a job! Nice work Carlos.

Get answers on:

  1. Tips for writing a resume that will get you an interview.
  2. Learn why your resume isn’t getting the response you want.
  3. How should you handle age issues in your resume.
  4. How should you handle prolonged absence from the work force
  5. Meeting the career change challenge.
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